Terms of Service

1. How our services work

is an independent insurance agency. Here is what that means for you:

• —We are not the carrier: We do not issue insurance policies or pay claims. We help you find the right policy, and the actual insurance company provides the coverage.
• —Independent advice: Because we are independent, we don't work for just one insurance company. We work for you, helping you compare options across multiple providers.
• —Not legal advice: We know insurance, but we aren't lawyers. Our advice is about your coverage, not legal matters.

2. What we do

Comparing coverage

We look at your current situation and shop around to find the best auto, home, business, or renters insurance for your needs and budget.

Ongoing support

Once you are set up with a policy, we are still here for you. We can help answer questions about your coverage or guide you through the process if you ever need to file a claim.

3. Your responsibilities

To help us find the right coverage for you, we need you to:

• —Be honest and accurate when giving us information about yourself, your property, or your history.
• —Tell us about any past claims or risks that an insurance company needs to know about.
• —Read the final policy documents sent by your insurance carrier to make sure you understand your coverage limits and rules.

4. Limitation of liability

We do our best to find you great coverage and give you sound advice. However, we cannot be held responsible for the actions or decisions of the insurance carriers (like if they deny a claim or raise their prices).

5. Changes to these terms

We may update these terms occasionally. If we make big changes, we will let you know by posting the new version on this page.